*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

:root {
  --brand-primary: #0f4dc1;
  --brand-primary-dark: #0a3794;
  --brand-secondary: #f6b83d;
  --brand-accent: #17a2a8;
  --brand-header-bg: #ffffff;
  --header-link: #102a47;
  --color-bg: #f6f8fb;
  --color-body: #263644;
  --color-muted: #5c6b7d;
  --border-color: #d9e1ec;
  --footer-bg: #0b1b2f;
  --footer-text: #c6d2e0;
  --white: #ffffff;
  --shadow-sm: 0 2px 8px rgba(15, 42, 80, 0.08);
  --shadow-lg: 0 12px 30px rgba(15, 42, 80, 0.18);
  --font-head: "Montserrat", "Segoe UI", Arial, sans-serif;
  --font-body: "Open Sans", "Segoe UI", Arial, sans-serif;
}

body {
  font-family: var(--font-body);
  background: var(--color-bg);
  color: var(--color-body);
  font-size: 16px;
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  height: auto;
}

a {
  color: var(--brand-primary);
  text-decoration-thickness: 1px;
  text-underline-offset: 2px;
}

.container {
  width: 95%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.container-narrow {
  max-width: 920px;
}

.site-logo-img {
  height: 44px;
  width: auto;
  display: block;
  max-width: 200px;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--brand-primary);
  color: #fff;
  padding: 10px 16px;
  z-index: 9999;
  text-decoration: none;
}

.skip-link:focus {
  left: 10px;
  top: 10px;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--brand-header-bg);
  border-bottom: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 72px;
  gap: 20px;
}

.header-logo a {
  display: block;
  text-decoration: none;
  line-height: 0;
}

.main-nav ul {
  list-style: none;
  display: flex;
  align-items: center;
  gap: 28px;
}

.main-nav ul li a {
  display: inline-block;
  color: var(--header-link);
  font-weight: 600;
  text-decoration: none;
  padding: 10px 2px;
  border-bottom: 2px solid transparent;
  font-size: 15px;
  transition: color 0.2s, border-color 0.2s;
}

.main-nav ul li a:hover,
.main-nav ul li a:focus {
  color: var(--brand-primary);
  border-bottom-color: var(--brand-primary);
}

.mobile-menu-btn {
  display: none;
  background: transparent;
  border: 1px solid var(--border-color);
  color: var(--header-link);
  font-size: 28px;
  line-height: 1;
  width: 44px;
  height: 44px;
  border-radius: 8px;
  cursor: pointer;
  align-items: center;
  justify-content: center;
}

.mobile-menu-btn:hover,
.mobile-menu-btn:focus {
  border-color: var(--brand-primary);
  color: var(--brand-primary);
  outline: 2px solid rgba(15, 77, 193, 0.15);
  outline-offset: 2px;
}

.hero {
  background: linear-gradient(135deg, #0a1e45 0%, #103a7a 55%, #0f4dc1 100%);
  color: var(--white);
  padding: 90px 0 100px;
  position: relative;
  overflow: hidden;
}

.hero-inner {
  max-width: 860px;
}

.hero-kicker {
  display: inline-block;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  color: #f6d698;
  border: 1px solid rgba(255, 255, 255, 0.25);
  border-radius: 40px;
  padding: 6px 16px;
  margin-bottom: 20px;
}

.hero h1 {
  font-family: var(--font-head);
  font-size: clamp(2.3rem, 5vw, 3.6rem);
  line-height: 1.15;
  font-weight: 800;
  margin-bottom: 22px;
  color: #ffffff;
  letter-spacing: -0.5px;
}

.hero-subtitle {
  font-size: clamp(1.05rem, 2vw, 1.25rem);
  color: #e8eff9;
  max-width: 640px;
  margin-bottom: 32px;
  line-height: 1.6;
}

.hero-actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 14px;
}

.btn {
  display: inline-block;
  padding: 14px 30px;
  border-radius: 50px;
  font-weight: 700;
  font-size: 16px;
  text-align: center;
  text-decoration: none;
  border: 0;
  cursor: pointer;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
  line-height: 1.2;
}

.btn:hover,
.btn:focus {
  transform: translateY(-2px);
  box-shadow: 0 10px 24px rgba(0, 0, 0, 0.18);
  outline: none;
}

.btn:focus-visible {
  outline: 3px solid var(--brand-secondary);
  outline-offset: 3px;
}

.btn-hero {
  background: var(--brand-secondary);
  color: #17253a;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2);
  font-size: 17px;
  padding: 16px 36px;
}

.btn-hero:hover {
  background: #ffc55a;
}

.btn-primary {
  background: var(--brand-primary);
  color: #fff;
}

.btn-primary:hover {
  background: var(--brand-primary-dark);
}

.btn-cta {
  background: var(--brand-primary);
  color: #fff;
  border: 1px solid rgba(255, 255, 255, 0.1);
}

.btn-cta:hover {
  background: var(--brand-primary-dark);
}

.btn-lg {
  padding: 16px 38px;
  font-size: 17px;
}

.site-main {
  display: block;
}

.page-section {
  padding: 60px 0;
}

.border-section {
  border-bottom: 1px solid var(--border-color);
}

.content-column {
  max-width: 1050px;
}

.intro-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 40px;
  align-items: start;
}

.text-lead {
  font-size: 19px;
  color: var(--color-body);
  margin-bottom: 20px;
}

h1,
h2,
h3,
h4 {
  font-family: var(--font-head);
  color: #0c2140;
  line-height: 1.25;
  font-weight: 700;
}

h2 {
  font-size: clamp(1.7rem, 3vw, 2.3rem);
  margin-bottom: 18px;
}

h3 {
  font-size: clamp(1.2rem, 2vw, 1.45rem);
  margin-bottom: 12px;
}

p {
  margin-bottom: 16px;
}

.info-panel {
  background: #fff;
  border: 1px solid var(--border-color);
  border-radius: 18px;
  padding: 28px;
  box-shadow: var(--shadow-sm);
}

.info-list {
  list-style: none;
}

.info-list li {
  padding: 10px 0;
  border-bottom: 1px solid #edf2f7;
  padding-left: 28px;
  position: relative;
}

.info-list li:last-child {
  border-bottom: 0;
}

.info-list li::before {
  content: "";
  position: absolute;
  left: 2px;
  top: 19px;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--brand-secondary);
}

.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 18px;
}

.feature-card {
  background: #fff;
  border: 1px solid var(--border-color);
  border-radius: 18px;
  padding: 28px;
  transition: box-shadow 0.2s ease;
}

.feature-card:hover {
  box-shadow: var(--shadow-lg);
}

.feature-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: rgba(15, 77, 193, 0.08);
  color: var(--brand-primary);
  font-size: 24px;
  font-weight: 700;
  margin-bottom: 16px;
}

.feature-card h3 {
  font-size: 1.2rem;
}

.cta-inline {
  background: #fff;
  border: 1px solid var(--border-color);
  border-left: 5px solid var(--brand-secondary);
  border-radius: 12px;
  padding: 22px 24px;
  margin: 24px 0;
}

.cta-inline p {
  margin-bottom: 0;
  font-size: 17px;
}

.table-wrap {
  overflow-x: auto;
  margin: 22px 0;
  border: 1px solid var(--border-color);
  border-radius: 14px;
  background: #fff;
}

table {
  width: 100%;
  border-collapse: collapse;
  min-width: 640px;
}

th,
td {
  text-align: left;
  padding: 14px 18px;
  border-bottom: 1px solid #e5ecf4;
  vertical-align: top;
}

th {
  background: #f0f5fc;
  color: #0c2140;
  font-weight: 700;
}

tr:last-child td {
  border-bottom: 0;
}

.cta-panel {
  background: linear-gradient(120deg, #0c2444, #0f4dc1);
  border-radius: 22px;
  color: #fff;
  padding: 48px 40px;
  text-align: center;
  margin: 30px 0 0;
}

.cta-panel h2 {
  color: #fff;
  margin-bottom: 12px;
}

.cta-panel p {
  color: #e8eff9;
  max-width: 680px;
  margin-left: auto;
  margin-right: auto;
  margin-bottom: 24px;
}

.cta-panel .btn {
  margin-top: 4px;
}

.note-box {
  background: #fff7e8;
  border: 1px solid #f0d9a8;
  padding: 18px 20px;
  border-radius: 12px;
  margin: 24px 0;
  color: #3b2d12;
}

.secure-badges {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 14px;
}

.secure-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #fff;
  border: 1px solid var(--border-color);
  border-radius: 40px;
  padding: 8px 16px;
  font-size: 14px;
  font-weight: 600;
  color: #0c2140;
}

.secure-badge svg {
  width: 18px;
  height: 18px;
  color: var(--brand-primary);
}

.site-footer {
  background: var(--footer-bg);
  color: var(--footer-text);
  padding: 60px 0 30px;
  margin-top: 60px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 36px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-brand p {
  color: #aebdd0;
  margin-top: 14px;
  max-width: 340px;
}

.footer-logo {
  height: 44px;
  width: auto;
}

.footer-title {
  font-family: var(--font-head);
  font-size: 15px;
  font-weight: 700;
  color: #fff;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-bottom: 16px;
}

.footer-links-list {
  list-style: none;
}

.footer-links-list li {
  margin-bottom: 10px;
}

.footer-links-list a {
  color: #c6d2e0;
  text-decoration: none;
  padding: 4px 0;
  display: inline-block;
}

.footer-links-list a:hover,
.footer-links-list a:focus {
  color: #fff;
  text-decoration: underline;
}

.footer-cta {
  text-align: right;
}

.footer-cta .btn {
  margin-bottom: 16px;
}

.footer-note {
  font-size: 14px;
  color: #8ea0b8;
  margin-top: 12px;
}

.security-row {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 16px;
  padding: 24px 0;
}

.security-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 40px;
  padding: 8px 18px;
  font-size: 14px;
  font-weight: 600;
  color: #e2eaf5;
  background: rgba(255, 255, 255, 0.04);
}

.security-badge span {
  color: #f6d698;
}

.footer-bottom {
  text-align: center;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 24px;
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 8px 24px;
  font-size: 14px;
  color: #8ea0b8;
}

.footer-bottom a {
  color: #c6d2e0;
  text-decoration: none;
}

.footer-bottom a:hover {
  color: #fff;
}

.floating-cta {
  position: fixed;
  bottom: 30px;
  right: 30px;
  z-index: 9999;
  padding: 14px 28px;
  background: var(--brand-primary);
  color: #fff;
  border-radius: 50px;
  font-weight: 700;
  font-size: 16px;
  text-decoration: none;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.35);
  transition: transform 0.2s, box-shadow 0.2s;
  white-space: nowrap;
}

.floating-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.45);
  color: #fff;
}

.legal-main {
  padding: 50px 0;
}

.legal-content {
  background: #fff;
  border: 1px solid var(--border-color);
  border-radius: 18px;
  padding: 40px;
  max-width: 920px;
  margin: 0 auto;
}

.legal-content h1 {
  font-size: clamp(2rem, 4vw, 2.8rem);
  margin-bottom: 20px;
}

.legal-content h2 {
  font-size: 1.5rem;
  margin-top: 34px;
  margin-bottom: 10px;
}

.legal-content h3 {
  font-size: 1.2rem;
  margin-top: 22px;
}

.legal-content ul,
.legal-content ol {
  margin: 14px 0 20px 22px;
}

.legal-content li {
  margin-bottom: 8px;
}

@media (max-width: 992px) {
  .main-nav ul {
    display: none;
  }

  .mobile-menu-btn {
    display: flex;
  }

  .mobile-nav-active ul {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    width: 100%;
    background: var(--brand-header-bg);
    padding: 20px;
    box-shadow: 0 5px 10px rgba(0, 0, 0, 0.1);
    gap: 4px;
    border-bottom: 1px solid var(--border-color);
  }

  .mobile-nav-active ul li a {
    display: block;
    padding: 12px 4px;
  }

  .intro-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .feature-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-cta {
    text-align: left;
  }
}

@media (max-width: 720px) {
  .page-section {
    padding: 44px 0;
  }

  .hero {
    padding: 60px 0 66px;
  }

  .feature-grid {
    grid-template-columns: 1fr;
  }

  .cta-panel {
    padding: 34px 24px;
  }

  .legal-content {
    padding: 24px 20px;
  }

  .floating-cta {
    bottom: 16px;
    right: 16px;
    left: 16px;
    text-align: center;
    border-radius: 50px;
  }
}

@media (max-width: 480px) {
  .container {
    width: 100%;
    padding: 0 16px;
  }

  .header-inner {
    min-height: 64px;
  }

  .footer-grid {
    gap: 28px;
  }

  .security-row {
    gap: 10px;
  }
}